See what your portfolio
is really doing

Kayova consolidates your mutual funds, equities, EPF, and fixed income into a single portfolio view — computed from your actual transaction history, not estimates. Every metric is derived from real data: XIRR across your full investment journey, FIFO cost basis for each holding, and benchmark comparisons against the Nifty 500 and a notional 6% fixed deposit.

Upload your CAMS or KFintech Consolidated Account Statement, and Kayova reconstructs your complete portfolio — asset allocation by class, category, and fund house; unrealised gains per security; annualized returns at every level from individual scheme to household. No manual entry. No approximations.

For families managing wealth across multiple investors, Kayova tracks each entity separately while giving you a unified household view. See how your equity exposure compares to fixed income, identify concentration risk across AMCs, and understand whether your current holdings are outperforming their benchmark — all in one place.

Benchmark: Equity holdings are compared with the Nifty 500 price index, which excludes dividends. Debt, cash and other non-equity holdings are compared with a notional fixed deposit at 6% a year. The benchmark assumes you had invested the same amounts on the same dates, and sold the same proportion whenever you sold. Holdings with investments before 26 Sep 2005 show no benchmark, as Nifty 500 data isn't available before that date.