Privacy Policy

Overview

Kayova is a portfolio analytics tool that processes Consolidated Account Statements (CAS) issued by CAMS and KFintech. We are committed to protecting your financial privacy. Your data is processed to generate portfolio analytics and is never sold or shared with third parties.

Data We Collect

• Google account email address (used for authentication only)
• Uploaded CAS statement data: investor names, folio numbers, fund names, transaction history, and unit balances
• Asset class classifications you configure within the app

PAN numbers extracted from your CAS are used only for parsing and are not stored in our database.

How We Use Data

• To compute portfolio holdings, XIRR, and asset allocation analytics
• To display your investment history and performance over time
• To remember your entity name preferences and scheme classifications

We do not use your data for advertising, profiling, or any purpose beyond providing the analytics service.

Data Storage & Security

Your data is stored in Google Firebase (Firestore), hosted on Google Cloud infrastructure. Access is restricted to your authenticated account. PDF files are parsed entirely in your browser and are never uploaded to our servers. Only the parsed transaction data is stored.

Third-Party Services

• Google Firebase — authentication and data storage
• Vercel — application hosting
• MFAPI / BSE NAV API — fetching latest NAV data (no personal data is shared)

Your Rights

You can delete all your uploaded data at any time using the "Delete all uploads & start fresh" option on the Upload page. This permanently removes all stored folio and transaction data associated with your account.

Contact

For privacy-related questions or data deletion requests, contact us at: deepc7@gmail.com